12250 Bluff RdBlufftonAR72827
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 12250 Bluff Rd, Bluffton, AR, 72827 in Bluffton at $1,195,000, 1.61% gross yield, is a market-growth asset. Rental yield 1.61%. The $1,565/mo rent partially funds the $5,373/mo debt service; the core return is the 5%/yr price growth projected to add $330,156 over five years. Ziffy Mortgage's DSCR mortgage (0.29) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $90,691.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.6% | 8.0% |
| Monthly Cash Flow | $(5,578) | $300 |
City averages based on Bluffton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,565 |
| Total Monthly Debt Service | $6,708 |
| DSCR Ratio | 0.23x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
241 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72827, Bluffton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 91 (100%) |
| Owner Occupied HU | 42 (46.2%) |
| Renter Occupied HU | 10 (11.0%) |
| Vacant Housing Units | 39 (42.9%) |
| Median Home Value | $125,000 |
| Average Home Value | $172,857 |
Housing Distribution
Address Breakdown
Residential
85
Single Family
85
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
241 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72827, Bluffton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 91 (100%) |
| Owner Occupied HU | 42 (46.2%) |
| Renter Occupied HU | 10 (11.0%) |
| Vacant Housing Units | 39 (42.9%) |
| Median Home Value | $125,000 |
| Average Home Value | $172,857 |
Housing Distribution
Address Breakdown
Residential
85
Single Family
85
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Poole • Moore and Co. Realtors
Mls Name: CARMLS
Mls Provider:
Mls ID: #25015408
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