1225 Delano St #1AustinTX78721
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1225 Delano St #1, Austin, TX, 78721 in Austin is narrow, $66/mo net on $5,044/mo rent after the $3,147/mo debt service, but the property operates at break-even-plus, not a loss. At $699,900 with a 8.65% yield, the long-run equity case via 5% appreciation ($193,369 over five years) and $6,446/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.60 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $272,525.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 4.5% |
| Monthly Cash Flow | $66 | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,044 |
| Total Monthly Debt Service | $4,699 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
3,528 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78721, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,473 (100%) |
| Owner Occupied HU | 2,507 (38.7%) |
| Renter Occupied HU | 2,868 (44.3%) |
| Vacant Housing Units | 1,098 (17.0%) |
| Median Home Value | $603,149 |
| Average Home Value | $714,128 |
Housing Distribution
Address Breakdown
Residential
5,434
Single Family
3,949
Multi-Family
1,485
Businesses
322
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
3,528 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78721, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,473 (100%) |
| Owner Occupied HU | 2,507 (38.7%) |
| Renter Occupied HU | 2,868 (44.3%) |
| Vacant Housing Units | 1,098 (17.0%) |
| Median Home Value | $603,149 |
| Average Home Value | $714,128 |
Housing Distribution
Address Breakdown
Residential
5,434
Single Family
3,949
Multi-Family
1,485
Businesses
322
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices