1225 Academy CtLas CrucesNM88007
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.58% gross rental yield, 1225 Academy Ct, Las Cruces, NM, 88007 in Las Cruces is priced for capital growth, not immediate cash flow. The $849,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $234,563 by year five, with $7,819/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.84) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $204,017.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 9.2% |
| Monthly Cash Flow | $(1,789) | $450 |
City averages based on Las Cruces market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,212 |
| Total Monthly Debt Service | $4,691 |
| DSCR Ratio | 0.68x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
1.43 Acres lot
$N/A/sqft
$550 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
1.43 Acres lot
$N/A/sqft
$550 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Carpenter • Prosper Real Estate
Mls Name: SNMMLS
Mls ID: #2501192
Disclaimer: The information provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information is deemed reliable, but not guaranteed.