12240 Coal River Rd, Saint Albans, WV, 25177 | $466/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Albans at 12240 Coal River Rd, Saint Albans, WV, 25177 offers a 11.41% rental yield on a $125,000 purchase with $1,189/mo rent. Total monthly income registers $1,189/mo, and a $612/mo payment leaves $466/mo available for distribution. Annual cash flow reaches $5,587/yr on $41,438 to close, and return on cash invested stands at 33.39% in year one. Equity gained on principal adds $807/yr while 5% annual appreciation supports $34,535 over five years. Portfolio math shows five-year ROI at 174.67% and total cumulative return in cash at $72,377. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,189/mo property income against a $612/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1920

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 25177, Saint Albans, WV area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,166 (100%)
Owner Occupied HU	7,085 (63.5%)
Renter Occupied HU	2,718 (24.3%)
Vacant Housing Units	1,363 (12.2%)
Median Home Value	$149,284
Average Home Value	$183,971