1224 Dignity WaySacramentoCA95838
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1224 Dignity Way, Sacramento, CA, 95838 in Sacramento is a conservative rental investment at $583,774. Rental yield 6.41%. A 1.19 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $161,286; $5,377/yr in principal paydown supplements. Total projected return: $189,716.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 4.8% |
| Monthly Cash Flow | $(491) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,120 |
| Total Monthly Debt Service | $3,379 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
4,251 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95838, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,135 (100%) |
| Owner Occupied HU | 6,607 (54.4%) |
| Renter Occupied HU | 5,069 (41.8%) |
| Vacant Housing Units | 459 ( 3.8%) |
| Median Home Value | $414,530 |
| Average Home Value | $449,445 |
Housing Distribution
Address Breakdown
Residential
11,902
Single Family
11,102
Multi-Family
800
Businesses
703
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
4,251 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95838, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,135 (100%) |
| Owner Occupied HU | 6,607 (54.4%) |
| Renter Occupied HU | 5,069 (41.8%) |
| Vacant Housing Units | 459 ( 3.8%) |
| Median Home Value | $414,530 |
| Average Home Value | $449,445 |
Housing Distribution
Address Breakdown
Residential
11,902
Single Family
11,102
Multi-Family
800
Businesses
703
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melody Elskes • KB HOME Sales-Northern Califor
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225049388
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