1223 Peppertree DrDerbyNY14047








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Derby at 1223 Peppertree Dr, Derby, NY, 14047 uses $52,211 cash to close to unlock $2,305/yr annual cash flow and $192/mo monthly cash flow. Total monthly income runs $1,244/mo, and a $771/mo payment keeps the spread at $192/mo. Purchase price stands at $157,500, and rental yield measures 9.48% with $1,244/mo rent. Return on cash invested shows 24.32% in year one, and 5% annual appreciation builds toward $43,514 over five years. Five-year ROI reaches 127.28% and total cumulative return in cash records $66,453. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,244/mo property income covering a $771/mo payment rather than investor’s personal income.
Condo
Built in 1974
1,816 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14047, Derby, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,786 (100%) |
| Owner Occupied HU | 2,167 (77.8%) |
| Renter Occupied HU | 452 (16.2%) |
| Vacant Housing Units | 167 ( 6.0%) |
| Median Home Value | $298,077 |
| Average Home Value | $458,254 |
Housing Distribution
Address Breakdown
Residential
2,713
Single Family
2,411
Multi-Family
302
Businesses
175
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