12221 W Bell Rd UNIT 119SurpriseAZ85378
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 12221 W Bell Rd UNIT 119, Surprise, AZ, 85378 in Surprise. Priced at $212,500, it generates $2,100/mo in gross rent and $659/mo in net monthly cash flow, a 11.86% yield that comfortably supports the 2.20 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,907. Five-year appreciation: $58,710. Equity from principal paydown: $1,957/yr. Total projected cumulative return: $123,503.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 5.8% |
| Monthly Cash Flow | $659 | $1,250 |
City averages based on Surprise market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,100 |
| Total Monthly Debt Service | $1,357 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1987
916 sqft lot
$N/A/sqft
$185 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85378, Surprise, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,249 (100%) |
| Owner Occupied HU | 2,502 (58.9%) |
| Renter Occupied HU | 1,203 (28.3%) |
| Vacant Housing Units | 544 (12.8%) |
| Median Home Value | $355,804 |
| Average Home Value | $452,513 |
Housing Distribution
Address Breakdown
Residential
3,823
Single Family
2,274
Multi-Family
1,549
Businesses
394
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1987
916 sqft lot
$N/A/sqft
$185 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85378, Surprise, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,249 (100%) |
| Owner Occupied HU | 2,502 (58.9%) |
| Renter Occupied HU | 1,203 (28.3%) |
| Vacant Housing Units | 544 (12.8%) |
| Median Home Value | $355,804 |
| Average Home Value | $452,513 |
Housing Distribution
Address Breakdown
Residential
3,823
Single Family
2,274
Multi-Family
1,549
Businesses
394
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul Davis • Redfield Realty LLC
Mls Name: ARMLS
Mls Provider:
Mls ID: #6828297
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010