1222 R L Coward RdHopkinsSC29061
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Hopkins rental at 1222 R L Coward Rd, Hopkins, SC, 29061 sits in the solid-income band: 9.4% gross yield, $940/mo rent, $226/mo net after the $540/mo debt service, DSCR 1.74. Entry price of $120,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $33,154 and $1,105/yr in principal reduction bring total cumulative return to $59,877.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $226 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $940 |
| Total Monthly Debt Service | $667 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2019
1.45 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2019
1.45 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amanda R Pereira • NextHome Specialists
Mls Name: Consolidated MLS
Mls Provider:
Mls ID: #607390
Disclaimer: IDX listing data provided courtesy of Consolidated MLS - Columbia, SC