12215 Ridge SummitSan AntonioTX78247
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis San Antonio rental at 12215 Ridge Summit, San Antonio, TX, 78247 sits in the solid-income band: 10.63% gross yield, $2,274/mo rent, $428/mo net after the $1,154/mo debt service, DSCR 1.97. Entry price of $256,700 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $70,921 and $2,364/yr in principal reduction bring total cumulative return to $126,042.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.8% |
| Monthly Cash Flow | $428 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,274 |
| Total Monthly Debt Service | $1,744 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
6,882 sqft lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78247, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,458 (100%) |
| Owner Occupied HU | 14,570 (71.2%) |
| Renter Occupied HU | 4,984 (24.4%) |
| Vacant Housing Units | 904 ( 4.4%) |
| Median Home Value | $288,153 |
| Average Home Value | $311,390 |
Housing Distribution
Address Breakdown
Residential
19,550
Single Family
16,791
Multi-Family
2,759
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
6,882 sqft lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78247, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,458 (100%) |
| Owner Occupied HU | 14,570 (71.2%) |
| Renter Occupied HU | 4,984 (24.4%) |
| Vacant Housing Units | 904 ( 4.4%) |
| Median Home Value | $288,153 |
| Average Home Value | $311,390 |
Housing Distribution
Address Breakdown
Residential
19,550
Single Family
16,791
Multi-Family
2,759
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeffery Rosin • RE/MAX North-San Antonio
Mls Name: SABOR
Mls Provider:
Mls ID: #1869562
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.