12214 Karls LaneNorthglennCO80241
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 12214 Karls Lane, Northglenn, CO, 80241 in Northglenn is capital appreciation. Rental yield 5.03%. The 5.03% gross yield at $585,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $161,625 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.93) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $135,879.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 6.5% |
| Monthly Cash Flow | $(1,348) | $1,300 |
City averages based on Northglenn market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,454 |
| Total Monthly Debt Service | $3,569 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
1,307 sqft lot
$N/A/sqft
$90 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80241, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,194 (100%) |
| Owner Occupied HU | 8,746 (61.6%) |
| Renter Occupied HU | 4,583 (32.3%) |
| Vacant Housing Units | 865 ( 6.1%) |
| Median Home Value | $589,153 |
| Average Home Value | $615,586 |
Housing Distribution
Address Breakdown
Residential
12,715
Single Family
9,810
Multi-Family
2,905
Businesses
241
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
1,307 sqft lot
$N/A/sqft
$90 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80241, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,194 (100%) |
| Owner Occupied HU | 8,746 (61.6%) |
| Renter Occupied HU | 4,583 (32.3%) |
| Vacant Housing Units | 865 ( 6.1%) |
| Median Home Value | $589,153 |
| Average Home Value | $615,586 |
Housing Distribution
Address Breakdown
Residential
12,715
Single Family
9,810
Multi-Family
2,905
Businesses
241
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alex Reber • Madison & Company Properties
Mls Name: REcolorado as distributed by MLS GRID
Mls Provider:
Mls ID: #8944219
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