1221 Thomas DrFort WashingtonPA19034
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 1221 Thomas Dr, Fort Washington, PA, 19034 in Fort Washington offers a clean, manageable entry. Rental yield 6.45%. DSCR 1.20 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $214,118 in additional property value over five years, with $7,138/yr in principal equity building ownership stake. Total projected cumulative return: $236,310.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.2% |
| Monthly Cash Flow | $(913) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,165 |
| Total Monthly Debt Service | $4,770 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19034, Fort Washington, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,426 (100%) |
| Owner Occupied HU | 1,932 (79.6%) |
| Renter Occupied HU | 334 (13.8%) |
| Vacant Housing Units | 160 ( 6.6%) |
| Median Home Value | $616,625 |
| Average Home Value | $672,857 |
Housing Distribution
Address Breakdown
Residential
2,403
Single Family
2,079
Multi-Family
324
Businesses
683
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19034, Fort Washington, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,426 (100%) |
| Owner Occupied HU | 1,932 (79.6%) |
| Renter Occupied HU | 334 (13.8%) |
| Vacant Housing Units | 160 ( 6.6%) |
| Median Home Value | $616,625 |
| Average Home Value | $672,857 |
Housing Distribution
Address Breakdown
Residential
2,403
Single Family
2,079
Multi-Family
324
Businesses
683
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Phyllis Engart • Compass RE
Mls Name: Bright MLS
Mls ID: #PAMC2155292