122 S Main StMoorefieldWV26836
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 122 S Main St, Moorefield, WV, 26836 in Moorefield at $275,000, 5.3% gross yield, is a market-growth asset. Rental yield 5.3%. The $1,216/mo rent partially funds the $1,237/mo debt service; the core return is the 5%/yr price growth projected to add $75,977 over five years. Ziffy Mortgage's DSCR mortgage (0.98) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $79,635.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 6.2% |
| Monthly Cash Flow | $(376) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,216 |
| Total Monthly Debt Service | $1,482 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26836, Moorefield, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,469 (100%) |
| Owner Occupied HU | 1,824 (52.6%) |
| Renter Occupied HU | 1,023 (29.5%) |
| Vacant Housing Units | 622 (17.9%) |
| Median Home Value | $160,458 |
| Average Home Value | $188,198 |
Housing Distribution
Address Breakdown
Residential
2,812
Single Family
2,742
Multi-Family
70
Businesses
355
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26836, Moorefield, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,469 (100%) |
| Owner Occupied HU | 1,824 (52.6%) |
| Renter Occupied HU | 1,023 (29.5%) |
| Vacant Housing Units | 622 (17.9%) |
| Median Home Value | $160,458 |
| Average Home Value | $188,198 |
Housing Distribution
Address Breakdown
Residential
2,812
Single Family
2,742
Multi-Family
70
Businesses
355
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joyce Riggleman • Potomac River Properties, LLC
Mls Name: Bright MLS
Mls ID: #WVHD2003248