122 Needle Rush DrPt Saint JoeFL32456





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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pt Saint Joe at 122 Needle Rush Dr, Pt Saint Joe, FL, 32456 uses $154,114 cash to close to unlock $8,872/yr annual cash flow and $739/mo monthly cash flow. Total monthly income runs $3,824/mo, and a $2,275/mo payment keeps the spread at $739/mo. Purchase price stands at $464,900, and rental yield measures 9.87% with $3,824/mo rent. Return on cash invested shows 25.67% in year one, and 5% annual appreciation builds toward $128,443 over five years. Five-year ROI reaches 134.31% and total cumulative return in cash records $206,992. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,824/mo property income covering a $2,275/mo payment rather than investor’s personal income.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32456, Port Saint Joe, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,898 (100%) |
| Owner Occupied HU | 3,107 (45.0%) |
| Renter Occupied HU | 755 (10.9%) |
| Vacant Housing Units | 3,036 (44.0%) |
| Median Home Value | $381,495 |
| Average Home Value | $519,804 |
Housing Distribution
Address Breakdown
Residential
4,651
Single Family
4,470
Multi-Family
181
Businesses
390
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Listed by: Windmark Beach Sales Information • D.R. Horton - Panama City East
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A








