122 N Main St, Towanda, PA, 18848 | $142/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Towanda at 122 N Main St, Towanda, PA, 18848 uses $53,007 cash to close to unlock $1,706/yr annual cash flow and $142/mo monthly cash flow. Total monthly income runs $1,211/mo, and a $783/mo payment keeps the spread at $142/mo. Purchase price stands at $159,900, and rental yield measures 9.09% with $1,211/mo rent. Return on cash invested shows 23.13% in year one, and 5% annual appreciation builds toward $44,177 over five years. Five-year ROI reaches 120.83% and total cumulative return in cash records $64,050. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,211/mo property income covering a $783/mo payment rather than investor’s personal income.

Single Family

Built in 1890

0.38 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 18848, Towanda, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,355 (100%)
Owner Occupied HU	2,544 (58.4%)
Renter Occupied HU	1,141 (26.2%)
Vacant Housing Units	670 (15.4%)
Median Home Value	$203,239
Average Home Value	$234,457