122 Faxon Rd SNyaMN55368
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 122 Faxon Rd S, Nya, MN, 55368 in Nya: $1,325/mo in rent, $285/mo in net income, 9.55% gross yield, 1.77 DSCR, all at $166,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $46,001 in appreciation and $1,533/yr in principal paydown projects total cumulative return of $81,542.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $285 | $350 |
City averages based on Nya market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,325 |
| Total Monthly Debt Service | $973 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
2.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55368, Norwood, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 967 (100%) |
| Owner Occupied HU | 630 (65.1%) |
| Renter Occupied HU | 288 (29.8%) |
| Vacant Housing Units | 49 ( 5.1%) |
| Median Home Value | $391,241 |
| Average Home Value | $514,389 |
Housing Distribution
Address Breakdown
Residential
935
Single Family
749
Multi-Family
186
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
2.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55368, Norwood, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 967 (100%) |
| Owner Occupied HU | 630 (65.1%) |
| Renter Occupied HU | 288 (29.8%) |
| Vacant Housing Units | 49 ( 5.1%) |
| Median Home Value | $391,241 |
| Average Home Value | $514,389 |
Housing Distribution
Address Breakdown
Residential
935
Single Family
749
Multi-Family
186
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices