122 E Osage StRose HillKS67133
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 122 E Osage St, Rose Hill, KS, 67133 in Rose Hill at $275,000 earns $1,837/mo in rent and nets $7/mo after the $1,237/mo payment, a 8.02% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $75,977 over five years. Ziffy Mortgage underwrites this on a 1.49 DSCR without U.S. credit history. With $2,533/yr in principal paydown, total projected return reaches $105,315.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $7 | $900 |
City averages based on Rose Hill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,837 |
| Total Monthly Debt Service | $1,720 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67133, Rose Hill, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,542 (100%) |
| Owner Occupied HU | 2,077 (81.7%) |
| Renter Occupied HU | 338 (13.3%) |
| Vacant Housing Units | 127 ( 5.0%) |
| Median Home Value | $250,503 |
| Average Home Value | $306,391 |
Housing Distribution
Address Breakdown
Residential
2,442
Single Family
2,442
Multi-Family
0
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67133, Rose Hill, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,542 (100%) |
| Owner Occupied HU | 2,077 (81.7%) |
| Renter Occupied HU | 338 (13.3%) |
| Vacant Housing Units | 127 ( 5.0%) |
| Median Home Value | $250,503 |
| Average Home Value | $306,391 |
Housing Distribution
Address Breakdown
Residential
2,442
Single Family
2,442
Multi-Family
0
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices