122 Divine LoopCrawfordvilleFL32327
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 122 Divine Loop, Crawfordville, FL, 32327 in Crawfordville is narrow, $178/mo net on $2,467/mo rent after the $1,551/mo debt service, but the property operates at break-even-plus, not a loss. At $344,900 with a 8.58% yield, the long-run equity case via 5% appreciation ($95,290 over five years) and $3,177/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.59 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $142,944.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $178 | $1,500 |
City averages based on Crawfordville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,467 |
| Total Monthly Debt Service | $2,152 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32327, Crawfordville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,791 (100%) |
| Owner Occupied HU | 9,796 (76.6%) |
| Renter Occupied HU | 1,927 (15.1%) |
| Vacant Housing Units | 1,068 ( 8.3%) |
| Median Home Value | $261,482 |
| Average Home Value | $279,596 |
Housing Distribution
Address Breakdown
Residential
12,137
Single Family
12,071
Multi-Family
66
Businesses
420
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32327, Crawfordville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,791 (100%) |
| Owner Occupied HU | 9,796 (76.6%) |
| Renter Occupied HU | 1,927 (15.1%) |
| Vacant Housing Units | 1,068 ( 8.3%) |
| Median Home Value | $261,482 |
| Average Home Value | $279,596 |
Housing Distribution
Address Breakdown
Residential
12,137
Single Family
12,071
Multi-Family
66
Businesses
420
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: TBR
Mls ID: #398102