122 Clubhill DrSan AntonioTX78228
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 122 Clubhill Dr, San Antonio, TX, 78228 in San Antonio at $118,600 earns $930/mo in rent and nets $87/mo after the $533/mo payment, a 9.41% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $32,767 over five years. Ziffy Mortgage underwrites this on a 1.74 DSCR without U.S. credit history. With $1,092/yr in principal paydown, total projected return reaches $51,089.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.8% |
| Monthly Cash Flow | $87 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $930 |
| Total Monthly Debt Service | $796 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
8,755 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78228, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,889 (100%) |
| Owner Occupied HU | 12,155 (55.5%) |
| Renter Occupied HU | 8,246 (37.7%) |
| Vacant Housing Units | 1,488 ( 6.8%) |
| Median Home Value | $193,440 |
| Average Home Value | $251,696 |
Housing Distribution
Address Breakdown
Residential
20,828
Single Family
16,485
Multi-Family
4,343
Businesses
1,144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
8,755 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78228, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,889 (100%) |
| Owner Occupied HU | 12,155 (55.5%) |
| Renter Occupied HU | 8,246 (37.7%) |
| Vacant Housing Units | 1,488 ( 6.8%) |
| Median Home Value | $193,440 |
| Average Home Value | $251,696 |
Housing Distribution
Address Breakdown
Residential
20,828
Single Family
16,485
Multi-Family
4,343
Businesses
1,144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lori Brown • RealHome Services & Solutions
Mls Name: LERA MLS
Mls ID: #1921215