122 Church StWesternportMD21562
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 122 Church St, Westernport, MD, 21562 in Westernport worth study. Rental yield 0%. The 0% gross yield is below cash-flow benchmarks at $119,900, but 5% annual appreciation, adding $33,126 over five years, frames this as a capital growth position. Rent of $0/mo partially offsets the $539/mo payment. Ziffy Mortgage finances appreciation-play properties (0.00 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 7.0% |
| Monthly Cash Flow | $0 | $350 |
City averages based on Westernport market data in our database. Property projections are estimates.
Single Family
Built in 1913
4,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21562, Westernport, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,361 (100%) |
| Owner Occupied HU | 869 (63.9%) |
| Renter Occupied HU | 260 (19.1%) |
| Vacant Housing Units | 232 (17.0%) |
| Median Home Value | $108,269 |
| Average Home Value | $234,272 |
Housing Distribution
Address Breakdown
Residential
1,205
Single Family
1,135
Multi-Family
70
Businesses
75
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1913
4,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21562, Westernport, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,361 (100%) |
| Owner Occupied HU | 869 (63.9%) |
| Renter Occupied HU | 260 (19.1%) |
| Vacant Housing Units | 232 (17.0%) |
| Median Home Value | $108,269 |
| Average Home Value | $234,272 |
Housing Distribution
Address Breakdown
Residential
1,205
Single Family
1,135
Multi-Family
70
Businesses
75
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDAL2015398