12190 Popes Creek RdNewburgMD20664
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 12190 Popes Creek Rd, Newburg, MD, 20664 in Newburg speaks for itself: 42.44% gross on a $125,000 price, generating $4,421/mo in rent and $3,643/mo in net income after the $562/mo debt service. DSCR 7.87, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $43,720 stacks alongside $34,535 in projected five-year appreciation and $1,151/yr in principal reduction. Projected total cumulative return: $281,923.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 42.4% | 7.9% |
| Monthly Cash Flow | $3,643 | $550 |
City averages based on Newburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,421 |
| Total Monthly Debt Service | $728 |
| DSCR Ratio | 6.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
9.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20664, Newburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,416 (100%) |
| Owner Occupied HU | 965 (68.1%) |
| Renter Occupied HU | 222 (15.7%) |
| Vacant Housing Units | 229 (16.2%) |
| Median Home Value | $576,791 |
| Average Home Value | $628,534 |
Housing Distribution
Address Breakdown
Residential
1,204
Single Family
1,204
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
9.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20664, Newburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,416 (100%) |
| Owner Occupied HU | 965 (68.1%) |
| Renter Occupied HU | 222 (15.7%) |
| Vacant Housing Units | 229 (16.2%) |
| Median Home Value | $576,791 |
| Average Home Value | $628,534 |
Housing Distribution
Address Breakdown
Residential
1,204
Single Family
1,204
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices