12190 Perseus RdBellemontAZ86015
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 12190 Perseus Rd, Bellemont, AZ, 86015 in Bellemont is narrow, $145/mo net on $4,154/mo rent after the $3,031/mo debt service, but the property operates at break-even-plus, not a loss. At $674,000 with a 7.4% yield, the long-run equity case via 5% appreciation ($186,214 over five years) and $6,208/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.37 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $264,176.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.5% |
| Monthly Cash Flow | $145 | $1,200 |
City averages based on Bellemont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,154 |
| Total Monthly Debt Service | $3,741 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
6,534 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86015, Bellemont, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 455 (100%) |
| Owner Occupied HU | 366 (80.4%) |
| Renter Occupied HU | 55 (12.1%) |
| Vacant Housing Units | 34 ( 7.5%) |
| Median Home Value | $575,806 |
| Average Home Value | $580,383 |
Housing Distribution
Address Breakdown
Residential
692
Single Family
5
Multi-Family
687
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
6,534 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86015, Bellemont, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 455 (100%) |
| Owner Occupied HU | 366 (80.4%) |
| Renter Occupied HU | 55 (12.1%) |
| Vacant Housing Units | 34 ( 7.5%) |
| Median Home Value | $575,806 |
| Average Home Value | $580,383 |
Housing Distribution
Address Breakdown
Residential
692
Single Family
5
Multi-Family
687
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Dixon • HomeSmart
Mls Name: NAZMLS
Mls Provider:
Mls ID: #198901
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.