1219 SE 46th StreetOcalaFL34480
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1219 SE 46th Street, Ocala, FL, 34480 in Ocala fits: $1,095,000, 5.8% gross yield, and a projected 5% annual appreciation rate adding $302,528 in value within five years. Rental yield 5.8%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.07) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $10,085/yr in principal paydown and $302,528 in appreciation project a total return of $265,885.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 8.2% |
| Monthly Cash Flow | $(2,381) | $425 |
City averages based on Ocala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,292 |
| Total Monthly Debt Service | $7,237 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
0.56 Acres lot
$N/A/sqft
$167 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34480, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,948 (100%) |
| Owner Occupied HU | 7,155 (71.9%) |
| Renter Occupied HU | 2,045 (20.6%) |
| Vacant Housing Units | 748 ( 7.5%) |
| Median Home Value | $389,826 |
| Average Home Value | $427,466 |
Housing Distribution
Address Breakdown
Residential
9,793
Single Family
9,665
Multi-Family
128
Businesses
421
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
0.56 Acres lot
$N/A/sqft
$167 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34480, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,948 (100%) |
| Owner Occupied HU | 7,155 (71.9%) |
| Renter Occupied HU | 2,045 (20.6%) |
| Vacant Housing Units | 748 ( 7.5%) |
| Median Home Value | $389,826 |
| Average Home Value | $427,466 |
Housing Distribution
Address Breakdown
Residential
9,793
Single Family
9,665
Multi-Family
128
Businesses
421
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Fatima Luzuriaga • Real Estate Connect LLC
Mls Name: BeachesMLS
Mls Provider:
Mls ID: #RX-11055680
Disclaimer: All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2025 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.