1219 Park AveSan JoseCA95126
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 1219 Park Ave, San Jose, CA, 95126 in San Jose offers a clean, manageable entry. Rental yield 6.15%. DSCR 1.09 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $256,389 in additional property value over five years, with $8,547/yr in principal equity building ownership stake. Total projected cumulative return: $275,859.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.0% |
| Monthly Cash Flow | $(940) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,559 |
| Total Monthly Debt Service | $5,372 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
5,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95126, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,368 (100%) |
| Owner Occupied HU | 4,905 (26.7%) |
| Renter Occupied HU | 12,253 (66.7%) |
| Vacant Housing Units | 1,210 ( 6.6%) |
| Median Home Value | $1,438,605 |
| Average Home Value | $1,482,739 |
Housing Distribution
Address Breakdown
Residential
17,293
Single Family
10,636
Multi-Family
6,657
Businesses
1,415
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
5,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95126, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,368 (100%) |
| Owner Occupied HU | 4,905 (26.7%) |
| Renter Occupied HU | 12,253 (66.7%) |
| Vacant Housing Units | 1,210 ( 6.6%) |
| Median Home Value | $1,438,605 |
| Average Home Value | $1,482,739 |
Housing Distribution
Address Breakdown
Residential
17,293
Single Family
10,636
Multi-Family
6,657
Businesses
1,415
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Cherie Carr Crowe • Altas Realty
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82011952
Disclaimer: Based on information from the MLSListings MLS as of 2025-11-03 21:18:29 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.