1219 Holloway RdDarlingtonMD21034
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1219 Holloway Rd, Darlington, MD, 21034 in Darlington at $284,000 earns $1,800/mo in rent and nets $34/mo after the $1,277/mo payment, a 7.61% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $78,464 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $2,616/yr in principal paydown, total projected return reaches $109,914.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $34 | $850 |
City averages based on Darlington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $1,653 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21034, Darlington, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,359 (100%) |
| Owner Occupied HU | 1,065 (78.4%) |
| Renter Occupied HU | 193 (14.2%) |
| Vacant Housing Units | 101 ( 7.4%) |
| Median Home Value | $537,539 |
| Average Home Value | $599,085 |
Housing Distribution
Address Breakdown
Residential
1,371
Single Family
1,359
Multi-Family
12
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21034, Darlington, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,359 (100%) |
| Owner Occupied HU | 1,065 (78.4%) |
| Renter Occupied HU | 193 (14.2%) |
| Vacant Housing Units | 101 ( 7.4%) |
| Median Home Value | $537,539 |
| Average Home Value | $599,085 |
Housing Distribution
Address Breakdown
Residential
1,371
Single Family
1,359
Multi-Family
12
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brenda Jolly • Integrity Real Estate
Mls Name: Bright MLS
Mls ID: #MDHR2050266