12170 E 33rd PlYumaAZ85367
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 12170 E 33rd Pl, Yuma, AZ, 85367 in Yuma is narrow, $47/mo net on $2,515/mo rent after the $1,877/mo debt service, but the property operates at break-even-plus, not a loss. At $417,500 with a 7.23% yield, the long-run equity case via 5% appreciation ($115,348 over five years) and $3,845/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.34 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $160,868.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 5.8% |
| Monthly Cash Flow | $47 | $420 |
City averages based on Yuma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,515 |
| Total Monthly Debt Service | $2,302 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85367, Yuma, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,076 (100%) |
| Owner Occupied HU | 9,321 (51.6%) |
| Renter Occupied HU | 1,565 ( 8.7%) |
| Vacant Housing Units | 7,190 (39.8%) |
| Median Home Value | $270,443 |
| Average Home Value | $280,380 |
Housing Distribution
Address Breakdown
Residential
14,687
Single Family
13,215
Multi-Family
1,472
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85367, Yuma, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,076 (100%) |
| Owner Occupied HU | 9,321 (51.6%) |
| Renter Occupied HU | 1,565 ( 8.7%) |
| Vacant Housing Units | 7,190 (39.8%) |
| Median Home Value | $270,443 |
| Average Home Value | $280,380 |
Housing Distribution
Address Breakdown
Residential
14,687
Single Family
13,215
Multi-Family
1,472
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices