1217 Springwood CtArnoldMD21012
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1217 Springwood Ct, Arnold, MD, 21012 in Arnold hard to pass up. The 10.24% gross yield on a $359,000 purchase results in $3,062/mo in rent and $830/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.90). Annual cash flow of $9,955, five-year appreciation of $99,185, and $3,306/yr in equity build-up combine for a projected total cumulative return of $189,586.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 7.0% |
| Monthly Cash Flow | $830 | $350 |
City averages based on Arnold market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,062 |
| Total Monthly Debt Service | $2,090 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1980
2,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21012, Arnold, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,487 (100%) |
| Owner Occupied HU | 7,081 (83.4%) |
| Renter Occupied HU | 1,093 (12.9%) |
| Vacant Housing Units | 313 ( 3.7%) |
| Median Home Value | $625,563 |
| Average Home Value | $712,094 |
Housing Distribution
Address Breakdown
Residential
8,353
Single Family
7,712
Multi-Family
641
Businesses
535
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1980
2,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21012, Arnold, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,487 (100%) |
| Owner Occupied HU | 7,081 (83.4%) |
| Renter Occupied HU | 1,093 (12.9%) |
| Vacant Housing Units | 313 ( 3.7%) |
| Median Home Value | $625,563 |
| Average Home Value | $712,094 |
Housing Distribution
Address Breakdown
Residential
8,353
Single Family
7,712
Multi-Family
641
Businesses
535
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices