1217 Breaker Creek Rd #L-1ScrantonPA18519
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 1217 Breaker Creek Rd #L-1, Scranton, PA, 18519 in Scranton. Rental yield 3.86%. At $425,000 with 3.86% gross yield, current distributions are modest, but the 5% appreciation rate projects $117,420 in new equity by year five, complemented by $3,914/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.71) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $70,571.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 7.2% |
| Monthly Cash Flow | $(1,419) | $450 |
City averages based on Scranton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,366 |
| Total Monthly Debt Service | $2,616 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18519, Dickson City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,492 (100%) |
| Owner Occupied HU | 1,439 (57.7%) |
| Renter Occupied HU | 804 (32.3%) |
| Vacant Housing Units | 249 ( 10.0%) |
| Median Home Value | $223,578 |
| Average Home Value | $250,987 |
Housing Distribution
Address Breakdown
Residential
2,395
Single Family
2,322
Multi-Family
73
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18519, Dickson City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,492 (100%) |
| Owner Occupied HU | 1,439 (57.7%) |
| Renter Occupied HU | 804 (32.3%) |
| Vacant Housing Units | 249 ( 10.0%) |
| Median Home Value | $223,578 |
| Average Home Value | $250,987 |
Housing Distribution
Address Breakdown
Residential
2,395
Single Family
2,322
Multi-Family
73
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nicole Clark • C21 Jack Ruddy Real Estate
Mls Name: GSBR
Mls Provider:
Mls ID: #SC254264
Disclaimer: Information provided by the Greater Scranton Board of REALTORS MLS. Information is for consumers personal noncommercial use, and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing. Consult the specific municipality for permitted Zoning uses.