1216 Mission Verde DrCamarilloCA93012
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1216 Mission Verde Dr, Camarillo, CA, 93012 in Camarillo at $675,000 earns $4,212/mo in rent and nets $36/mo after the $3,035/mo payment, a 7.49% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $186,490 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $6,217/yr in principal paydown, total projected return reaches $258,324.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $36 | $1,500 |
City averages based on Camarillo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,212 |
| Total Monthly Debt Service | $3,907 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1982
871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93012, Camarillo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,142 (100%) |
| Owner Occupied HU | 10,441 (69.0%) |
| Renter Occupied HU | 3,959 (26.1%) |
| Vacant Housing Units | 742 ( 4.9%) |
| Median Home Value | $917,718 |
| Average Home Value | $1,035,241 |
Housing Distribution
Address Breakdown
Residential
14,621
Single Family
13,611
Multi-Family
1,010
Businesses
1,246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1982
871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93012, Camarillo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,142 (100%) |
| Owner Occupied HU | 10,441 (69.0%) |
| Renter Occupied HU | 3,959 (26.1%) |
| Vacant Housing Units | 742 ( 4.9%) |
| Median Home Value | $917,718 |
| Average Home Value | $1,035,241 |
Housing Distribution
Address Breakdown
Residential
14,621
Single Family
13,611
Multi-Family
1,010
Businesses
1,246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brandee Dell'Aringa • RE/MAX Gold Coast REALTORS
Mls Name: CRMLS
Mls ID: #V1-32433