12155 Nicolar DrFultonMD20759
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 12155 Nicolar Dr, Fulton, MD, 20759 in Fulton. At $849,990 it earns $6,396/mo in rent and distributes $414/mo to the owner after the $3,822/mo payment, a consistent 9.03% yield. DSCR 1.67 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $234,837 in value; $7,828/yr in principal paydown compounds ownership stake. Total projected return: $393,823.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.0% |
| Monthly Cash Flow | $414 | $400 |
City averages based on Fulton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,396 |
| Total Monthly Debt Service | $4,948 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2026
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20759, Fulton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,301 (100%) |
| Owner Occupied HU | 1,918 (83.4%) |
| Renter Occupied HU | 312 (13.6%) |
| Vacant Housing Units | 71 ( 3.1%) |
| Median Home Value | $959,770 |
| Average Home Value | $1,038,162 |
Housing Distribution
Address Breakdown
Residential
2,344
Single Family
2,344
Multi-Family
0
Businesses
296
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2026
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20759, Fulton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,301 (100%) |
| Owner Occupied HU | 1,918 (83.4%) |
| Renter Occupied HU | 312 (13.6%) |
| Vacant Housing Units | 71 ( 3.1%) |
| Median Home Value | $959,770 |
| Average Home Value | $1,038,162 |
Housing Distribution
Address Breakdown
Residential
2,344
Single Family
2,344
Multi-Family
0
Businesses
296
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices