1215 Copper DrRupertID83350
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play1215 Copper Dr, Rupert, ID, 83350 in Rupert is priced for appreciation, not yield. Rental yield 4.26%. At $425,000 with a 4.26% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $117,420 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.79) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $100,031.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 6.0% |
| Monthly Cash Flow | $(938) | $200 |
City averages based on Rupert market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,507 |
| Total Monthly Debt Service | $2,276 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83350, Rupert, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,140 (100%) |
| Owner Occupied HU | 3,447 (67.1%) |
| Renter Occupied HU | 1,301 (25.3%) |
| Vacant Housing Units | 392 ( 7.6%) |
| Median Home Value | $284,386 |
| Average Home Value | $353,565 |
Housing Distribution
Address Breakdown
Residential
4,912
Single Family
4,826
Multi-Family
86
Businesses
334
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83350, Rupert, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,140 (100%) |
| Owner Occupied HU | 3,447 (67.1%) |
| Renter Occupied HU | 1,301 (25.3%) |
| Vacant Housing Units | 392 ( 7.6%) |
| Median Home Value | $284,386 |
| Average Home Value | $353,565 |
Housing Distribution
Address Breakdown
Residential
4,912
Single Family
4,826
Multi-Family
86
Businesses
334
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices