12146 Lowemont StNorwalkCA90650
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 12146 Lowemont St, Norwalk, CA, 90650 in Norwalk at $499,900 earns $3,127/mo in rent and nets $35/mo after the $2,248/mo payment, a 7.51% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $138,113 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $4,604/yr in principal paydown, total projected return reaches $191,790.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.5% |
| Monthly Cash Flow | $35 | $1,200 |
City averages based on Norwalk market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,127 |
| Total Monthly Debt Service | $2,894 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
2,647 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90650, Norwalk, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,334 (100%) |
| Owner Occupied HU | 17,909 (63.2%) |
| Renter Occupied HU | 9,746 (34.4%) |
| Vacant Housing Units | 679 ( 2.4%) |
| Median Home Value | $639,523 |
| Average Home Value | $676,088 |
Housing Distribution
Address Breakdown
Residential
27,633
Single Family
22,632
Multi-Family
5,001
Businesses
1,588
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
2,647 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90650, Norwalk, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,334 (100%) |
| Owner Occupied HU | 17,909 (63.2%) |
| Renter Occupied HU | 9,746 (34.4%) |
| Vacant Housing Units | 679 ( 2.4%) |
| Median Home Value | $639,523 |
| Average Home Value | $676,088 |
Housing Distribution
Address Breakdown
Residential
27,633
Single Family
22,632
Multi-Family
5,001
Businesses
1,588
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eric Franco • Harcourts Prime Properties
Mls Name: CRMLS
Mls ID: #PW25265004