12135 Eddie And Park RdSaint LouisMO63126
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 12135 Eddie And Park Rd, Saint Louis, MO, 63126 in Saint Louis offers a clean, manageable entry. Rental yield 6.89%. DSCR 1.28 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $136,759 in additional property value over five years, with $4,559/yr in principal equity building ownership stake. Total projected cumulative return: $172,133.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 7.8% |
| Monthly Cash Flow | $(242) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,840 |
| Total Monthly Debt Service | $2,886 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63126, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,837 (100%) |
| Owner Occupied HU | 5,532 (80.9%) |
| Renter Occupied HU | 1,046 (15.3%) |
| Vacant Housing Units | 259 ( 3.8%) |
| Median Home Value | $316,450 |
| Average Home Value | $353,240 |
Housing Distribution
Address Breakdown
Residential
6,699
Single Family
6,360
Multi-Family
339
Businesses
683
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63126, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,837 (100%) |
| Owner Occupied HU | 5,532 (80.9%) |
| Renter Occupied HU | 1,046 (15.3%) |
| Vacant Housing Units | 259 ( 3.8%) |
| Median Home Value | $316,450 |
| Average Home Value | $353,240 |
Housing Distribution
Address Breakdown
Residential
6,699
Single Family
6,360
Multi-Family
339
Businesses
683
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MARIS
Mls ID: #26015813