1212 N 3rd St, Saint Charles, MO, 63301 | $131/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Saint Charles at 1212 N 3rd St, Saint Charles, MO, 63301 generates $1,560/mo in rent and, after a $1,123/mo payment, leaves $131/mo in cash flow. Total monthly income is $1,560/mo, and annual cash flow is $1,572/yr on $76,079 invested. Return on cash invested sits at 21.98% in year one, and rental yield is 8.16% on a $229,500 entry. Equity gained on principal adds $1,481/yr, while 5% annual appreciation builds toward $63,407 over five years. Five-year ROI reaches 113.97% and total cumulative return in cash sums $86,706. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,560/mo property income rather than buyer’s personal income.

Single Family

Built in 1920

5,702 sqft lot

$N/A/sqft

No HOA