1212 E Barnard StGlennvilleGA30427
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1212 E Barnard St, Glennville, GA, 30427 in Glennville is narrow, $164/mo net on $1,686/mo rent after the $1,102/mo debt service, but the property operates at break-even-plus, not a loss. At $245,000 with a 8.09% yield, the long-run equity case via 5% appreciation ($67,689 over five years) and $2,256/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.53 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $105,364.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $164 | $300 |
City averages based on Glennville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,686 |
| Total Monthly Debt Service | $1,394 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30427, Glennville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,917 (100%) |
| Owner Occupied HU | 2,876 (58.5%) |
| Renter Occupied HU | 1,320 (26.8%) |
| Vacant Housing Units | 721 (14.7%) |
| Median Home Value | $184,703 |
| Average Home Value | $219,531 |
Housing Distribution
Address Breakdown
Residential
4,258
Single Family
4,257
Multi-Family
1
Businesses
302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30427, Glennville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,917 (100%) |
| Owner Occupied HU | 2,876 (58.5%) |
| Renter Occupied HU | 1,320 (26.8%) |
| Vacant Housing Units | 721 (14.7%) |
| Median Home Value | $184,703 |
| Average Home Value | $219,531 |
Housing Distribution
Address Breakdown
Residential
4,258
Single Family
4,257
Multi-Family
1
Businesses
302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ralph M Harvey III • Listwithfreedom.com INC
Mls Name: GAMLS
Mls ID: #10647351