12100 Rainwood Rd APT 24Little RockAR72212
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.46% yield at 12100 Rainwood Rd APT 24, Little Rock, AR, 72212 in Little Rock is solid, but the $573/mo payment compresses net cash flow to $54/mo at $127,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $35,226 by year five, and $1,174/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.75) without U.S. income documentation. Total projected return: $63,636.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.1% |
| Monthly Cash Flow | $54 | $425 |
City averages based on Little Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,005 |
| Total Monthly Debt Service | $716 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72212, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,319 (100%) |
| Owner Occupied HU | 3,980 (74.8%) |
| Renter Occupied HU | 1,084 (20.4%) |
| Vacant Housing Units | 255 ( 4.8%) |
| Median Home Value | $362,801 |
| Average Home Value | $426,801 |
Housing Distribution
Address Breakdown
Residential
5,258
Single Family
4,449
Multi-Family
809
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72212, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,319 (100%) |
| Owner Occupied HU | 3,980 (74.8%) |
| Renter Occupied HU | 1,084 (20.4%) |
| Vacant Housing Units | 255 ( 4.8%) |
| Median Home Value | $362,801 |
| Average Home Value | $426,801 |
Housing Distribution
Address Breakdown
Residential
5,258
Single Family
4,449
Multi-Family
809
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sara B Hodge • Charlotte John Company (Little Rock)
Mls Name: CARMLS
Mls ID: #25049264