12100 Colima RdWhittierCA90604
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 12100 Colima Rd, Whittier, CA, 90604 in Whittier earns a 8.49% gross yield at $1,250,000. Rent of $8,846/mo nets $1,114/mo after the $5,621/mo mortgage. The 1.57 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $345,352 and $11,513/yr in equity accumulation project a total cumulative return of $545,611.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.5% |
| Monthly Cash Flow | $1,114 | $200 |
City averages based on Whittier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,846 |
| Total Monthly Debt Service | $7,235 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90604, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,666 (100%) |
| Owner Occupied HU | 8,002 (63.2%) |
| Renter Occupied HU | 4,286 (33.8%) |
| Vacant Housing Units | 378 ( 3.0%) |
| Median Home Value | $731,268 |
| Average Home Value | $760,769 |
Housing Distribution
Address Breakdown
Residential
12,492
Single Family
9,473
Multi-Family
3,019
Businesses
280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90604, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,666 (100%) |
| Owner Occupied HU | 8,002 (63.2%) |
| Renter Occupied HU | 4,286 (33.8%) |
| Vacant Housing Units | 378 ( 3.0%) |
| Median Home Value | $731,268 |
| Average Home Value | $760,769 |
Housing Distribution
Address Breakdown
Residential
12,492
Single Family
9,473
Multi-Family
3,019
Businesses
280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices