1210 Humphrey DrSuisun CityCA94585
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable, bankable, and well-priced, 1210 Humphrey Dr, Suisun City, CA, 94585 in Suisun City delivers $3,929/mo in gross rent and $223/mo in net monthly income at a $599,000 entry. The 7.87% yield and 1.46 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $165,493 over five years and $5,517/yr in equity from loan paydown, total projected return is $241,576.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $223 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,929 |
| Total Monthly Debt Service | $3,467 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
5,663 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94585, Suisun City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,828 (100%) |
| Owner Occupied HU | 6,337 (64.5%) |
| Renter Occupied HU | 3,048 (31.0%) |
| Vacant Housing Units | 443 ( 4.5%) |
| Median Home Value | $604,588 |
| Average Home Value | $653,104 |
Housing Distribution
Address Breakdown
Residential
9,515
Single Family
8,647
Multi-Family
868
Businesses
666
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
5,663 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94585, Suisun City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,828 (100%) |
| Owner Occupied HU | 6,337 (64.5%) |
| Renter Occupied HU | 3,048 (31.0%) |
| Vacant Housing Units | 443 ( 4.5%) |
| Median Home Value | $604,588 |
| Average Home Value | $653,104 |
Housing Distribution
Address Breakdown
Residential
9,515
Single Family
8,647
Multi-Family
868
Businesses
666
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Aaron S. Wong • JODI Group
Mls Name: SFAR
Mls ID: #325098776