121 W Oneida StOswegoNY13126
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Oswego at 121 W Oneida St, Oswego, NY, 13126 at $134,900 posts ROI 23.87% with $147/mo cash flow from $1,048/mo rent. Total monthly income equals $1,048/mo, and annual cash flow records $1,769/yr on $44,719 to close. Return on cash invested measures 23.87% and rental yield reads 9.32% at the current $134,900. Equity gained on principal adds $870/yr, and 5% annual appreciation supports $37,270 by year five. Five-year ROI prints 124.79% and total cumulative return in cash totals $55,805.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,048/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1910
3,406 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13126, Oswego, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,808 (100%) |
| Owner Occupied HU | 8,551 (54.1%) |
| Renter Occupied HU | 5,074 (32.1%) |
| Vacant Housing Units | 2,183 (13.8%) |
| Median Home Value | $163,728 |
| Average Home Value | $188,660 |
Housing Distribution
Address Breakdown
Residential
14,303
Single Family
13,177
Multi-Family
1,126
Businesses
866
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