121 Pine StBuckinghamIL60917
INVESTMENT ANALYSIS
Investment Verdict
Solid Income121 Pine St, Buckingham, IL, 60917 in Buckingham is a solid income-producing rental, 9.63% gross yield, $2,327/mo rent, $316/mo net cash flow on a $284,900 buy. DSCR 1.82 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $78,713 and $2,624/yr in principal reduction project a total cumulative return of $131,570.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.5% |
| Monthly Cash Flow | $316 | $1,200 |
City averages based on Buckingham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,327 |
| Total Monthly Debt Service | $1,863 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60917, Buckingham, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 187 (100%) |
| Owner Occupied HU | 145 (77.5%) |
| Renter Occupied HU | 27 (14.4%) |
| Vacant Housing Units | 15 ( 8.0%) |
| Median Home Value | $309,286 |
| Average Home Value | $328,672 |
Housing Distribution
Address Breakdown
Residential
114
Single Family
114
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60917, Buckingham, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 187 (100%) |
| Owner Occupied HU | 145 (77.5%) |
| Renter Occupied HU | 27 (14.4%) |
| Vacant Housing Units | 15 ( 8.0%) |
| Median Home Value | $309,286 |
| Average Home Value | $328,672 |
Housing Distribution
Address Breakdown
Residential
114
Single Family
114
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Frank Rusin • Four Seasons Realty, Inc.
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12508480