121 E Cottage St #4DorchesterMA02125








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $3,461/mo, and a $2,790/mo payment. Purchase price stands at $569,999, and rental yield measures 7.29% with $3,461/mo rent. Return on cash invested shows 19.22% in year one, and 5% annual appreciation builds toward $157,480 over five years. Five-year ROI reaches 99.27% and total cumulative return in cash records $186,157. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,461/mo property income covering a $2,790/mo payment rather than investor’s personal income.
Condo
Built in 1895
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02125, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,153 (100%) |
| Owner Occupied HU | 4,132 (27.3%) |
| Renter Occupied HU | 9,619 (63.5%) |
| Vacant Housing Units | 1,402 ( 9.3%) |
| Median Home Value | $730,658 |
| Average Home Value | $783,180 |
Housing Distribution
Address Breakdown
Residential
13,667
Single Family
5,015
Multi-Family
8,652
Businesses
562
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Listed by: Valena Lugay • Conway - Dorchester
Mls Name: MLS PIN
Mls ID: #73417710








