12095 63rd St NEOtsegoMN55301
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Otsego at 12095 63rd St NE, Otsego, MN, 55301 uses $87,848 cash to close to unlock $1,935/yr annual cash flow and $161/mo monthly cash flow. Total monthly income runs $2,124/mo, and a $1,297/mo payment keeps the spread at $161/mo. Purchase price stands at $265,000, and rental yield measures 9.62% with $2,124/mo rent. Return on cash invested shows 22.11% in year one, and 5% annual appreciation builds toward $73,215 over five years. Five-year ROI reaches 116.28% and total cumulative return in cash records $102,147. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,124/mo property income covering a $1,297/mo payment rather than investor’s personal income.
Townhouse
Built in 2005
N/A lot
$N/A/sqft
$308 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55301, Albertville, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,117 (100%) |
| Owner Occupied HU | 4,068 (79.5%) |
| Renter Occupied HU | 797 (15.6%) |
| Vacant Housing Units | 252 ( 4.9%) |
| Median Home Value | $358,720 |
| Average Home Value | $371,713 |
Housing Distribution
Address Breakdown
Residential
4,772
Single Family
4,492
Multi-Family
280
Businesses
315
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