1209 Walkers Chapel RdAdolphusKY42120
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1209 Walkers Chapel Rd, Adolphus, KY, 42120 in Adolphus speaks for itself: 10.14% gross on a $224,900 price, generating $1,900/mo in rent and $531/mo in net income after the $1,011/mo debt service. DSCR 1.88, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,370 stacks alongside $62,136 in projected five-year appreciation and $2,071/yr in principal reduction. Projected total cumulative return: $119,367.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 8.0% |
| Monthly Cash Flow | $531 | $1,500 |
City averages based on Adolphus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,900 |
| Total Monthly Debt Service | $1,279 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42120, Adolphus, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,163 (100%) |
| Owner Occupied HU | 796 (68.4%) |
| Renter Occupied HU | 223 (19.2%) |
| Vacant Housing Units | 144 (12.4%) |
| Median Home Value | $213,359 |
| Average Home Value | $212,704 |
Housing Distribution
Address Breakdown
Residential
1,148
Single Family
1,148
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42120, Adolphus, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,163 (100%) |
| Owner Occupied HU | 796 (68.4%) |
| Renter Occupied HU | 223 (19.2%) |
| Vacant Housing Units | 144 (12.4%) |
| Median Home Value | $213,359 |
| Average Home Value | $212,704 |
Housing Distribution
Address Breakdown
Residential
1,148
Single Family
1,148
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wil Whelchel • Garmon Real Estate & Auction
Mls Name: RASK
Mls Provider:
Mls ID: #RA20254891
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.