12088 Prades WayRancho CordovaCA95742
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 12088 Prades Way, Rancho Cordova, CA, 95742 in Rancho Cordova at $585,700. Rental yield 7.41%. The 7.41% yield and 1.37 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $161,818 by year five, and $5,394/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $221,753.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $(5) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,618 |
| Total Monthly Debt Service | $3,390 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95742, Rancho Cordova, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,822 (100%) |
| Owner Occupied HU | 6,090 (77.9%) |
| Renter Occupied HU | 909 (11.6%) |
| Vacant Housing Units | 823 (10.5%) |
| Median Home Value | $627,763 |
| Average Home Value | $660,425 |
Housing Distribution
Address Breakdown
Residential
6,250
Single Family
5,950
Multi-Family
300
Businesses
1,327
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95742, Rancho Cordova, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,822 (100%) |
| Owner Occupied HU | 6,090 (77.9%) |
| Renter Occupied HU | 909 (11.6%) |
| Vacant Housing Units | 823 (10.5%) |
| Median Home Value | $627,763 |
| Average Home Value | $660,425 |
Housing Distribution
Address Breakdown
Residential
6,250
Single Family
5,950
Multi-Family
300
Businesses
1,327
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Tri Pointe Homes
Mls Name: TRI Pointe Homes
Mls Provider:
Mls ID: #N/A