12076 E Big Cottonwood Cyn #101Salt Lake CityUT84121
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 12076 E Big Cottonwood Cyn #101, Salt Lake City, UT, 84121 in Salt Lake City. Rental yield 1.95%. At $910,000 with 1.95% gross yield, current distributions are modest, but the 5% appreciation rate projects $251,416 in new equity by year five, complemented by $8,381/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.36) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $47,192.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2% | 5.1% |
| Monthly Cash Flow | $(4,663) | $1,850 |
City averages based on Salt Lake City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,477 |
| Total Monthly Debt Service | $5,779 |
| DSCR Ratio | 0.26x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1995
435.60 sqft lot
$N/A/sqft
$807 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1995
435.60 sqft lot
$N/A/sqft
$807 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: ALEXANDER R MILLER • Locus, A Real Estate Company
Mls Name: UtahRealEstate.com
Mls Provider:
Mls ID: #2057232
Disclaimer: Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of 2025-02-19 21:25:26 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/info/mls-disclaimers/#mls_319)