12075-12079 Main StFort JonesCA96032
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Fort Jones rental at 12075-12079 Main St, Fort Jones, CA, 96032 sits in the solid-income band: 9.72% gross yield, $1,620/mo rent, $383/mo net after the $899/mo debt service, DSCR 1.80. Entry price of $200,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $55,256 and $1,842/yr in principal reduction bring total cumulative return to $100,499.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.0% |
| Monthly Cash Flow | $383 | $1,200 |
City averages based on Fort Jones market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,620 |
| Total Monthly Debt Service | $1,158 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96032, Fort Jones, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,277 (100%) |
| Owner Occupied HU | 790 (61.9%) |
| Renter Occupied HU | 310 (24.3%) |
| Vacant Housing Units | 177 (13.9%) |
| Median Home Value | $379,104 |
| Average Home Value | $503,788 |
Housing Distribution
Address Breakdown
Residential
568
Single Family
568
Multi-Family
0
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96032, Fort Jones, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,277 (100%) |
| Owner Occupied HU | 790 (61.9%) |
| Renter Occupied HU | 310 (24.3%) |
| Vacant Housing Units | 177 (13.9%) |
| Median Home Value | $379,104 |
| Average Home Value | $503,788 |
Housing Distribution
Address Breakdown
Residential
568
Single Family
568
Multi-Family
0
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Crystal Williams • Real Brokerage Technologies
Mls Name: SMLS
Mls Provider:
Mls ID: #20250515
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.