1207 Zachary RdMcCallID83638
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in McCall at 1207 Zachary Rd, McCall, ID, 83638 projects strong ROI of 2.26%. Rental yield 1.14%. With 5% annual appreciation, the property builds $607,543 in value over five years. Equity growth combined delivers a projected five-year ROI of 24.22%, translating into $150,462 in total cumulative return on $621,218 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.1% | 7.0% |
| Monthly Cash Flow | $(10,554) | $1,500 |
City averages based on McCall market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,096 |
| Total Monthly Debt Service | $11,776 |
| DSCR Ratio | 0.18x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
1.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83638, Mccall, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,224 (100%) |
| Owner Occupied HU | 2,620 (36.3%) |
| Renter Occupied HU | 803 (11.1%) |
| Vacant Housing Units | 3,801 (52.6%) |
| Median Home Value | $755,549 |
| Average Home Value | $806,190 |
Housing Distribution
Address Breakdown
Residential
1,655
Single Family
1,653
Multi-Family
2
Businesses
601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
1.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83638, Mccall, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,224 (100%) |
| Owner Occupied HU | 2,620 (36.3%) |
| Renter Occupied HU | 803 (11.1%) |
| Vacant Housing Units | 3,801 (52.6%) |
| Median Home Value | $755,549 |
| Average Home Value | $806,190 |
Housing Distribution
Address Breakdown
Residential
1,655
Single Family
1,653
Multi-Family
2
Businesses
601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices