12060 Santa Fe Ave UNIT 4LynwoodCA90262
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 12060 Santa Fe Ave UNIT 4, Lynwood, CA, 90262 in Lynwood: $4,434/mo in rent, $660/mo in net income, 8.72% gross yield, 1.62 DSCR, all at $610,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $168,532 in appreciation and $5,618/yr in principal paydown projects total cumulative return of $273,832.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.5% |
| Monthly Cash Flow | $660 | $300 |
City averages based on Lynwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,434 |
| Total Monthly Debt Service | $3,531 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
2,646 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90262, Lynwood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,509 (100%) |
| Owner Occupied HU | 7,285 (47.0%) |
| Renter Occupied HU | 7,930 (51.1%) |
| Vacant Housing Units | 294 ( 1.9%) |
| Median Home Value | $612,026 |
| Average Home Value | $672,460 |
Housing Distribution
Address Breakdown
Residential
15,142
Single Family
11,750
Multi-Family
3,392
Businesses
1,237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
2,646 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90262, Lynwood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,509 (100%) |
| Owner Occupied HU | 7,285 (47.0%) |
| Renter Occupied HU | 7,930 (51.1%) |
| Vacant Housing Units | 294 ( 1.9%) |
| Median Home Value | $612,026 |
| Average Home Value | $672,460 |
Housing Distribution
Address Breakdown
Residential
15,142
Single Family
11,750
Multi-Family
3,392
Businesses
1,237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gustavo Lua • Century 21 Allstars
Mls Name: CRMLS
Mls ID: #DW25238528