1206-08 Viola StSan DiegoCA92110
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 1206-08 Viola St, San Diego, CA, 92110 in San Diego worth study. Rental yield 4.85%. The 4.85% gross yield is below cash-flow benchmarks at $895,000, but 5% annual appreciation, adding $247,272 over five years, frames this as a capital growth position. Rent of $3,617/mo partially offsets the $4,024/mo payment. Ziffy Mortgage finances appreciation-play properties (0.90 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $215,859.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 4.8% |
| Monthly Cash Flow | $(1,920) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,617 |
| Total Monthly Debt Service | $5,181 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1952
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92110, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,078 (100%) |
| Owner Occupied HU | 4,394 (33.6%) |
| Renter Occupied HU | 7,352 (56.2%) |
| Vacant Housing Units | 1,332 (10.2%) |
| Median Home Value | $1,047,921 |
| Average Home Value | $1,105,554 |
Housing Distribution
Address Breakdown
Residential
12,955
Single Family
7,921
Multi-Family
5,034
Businesses
1,895
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1952
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92110, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,078 (100%) |
| Owner Occupied HU | 4,394 (33.6%) |
| Renter Occupied HU | 7,352 (56.2%) |
| Vacant Housing Units | 1,332 (10.2%) |
| Median Home Value | $1,047,921 |
| Average Home Value | $1,105,554 |
Housing Distribution
Address Breakdown
Residential
12,955
Single Family
7,921
Multi-Family
5,034
Businesses
1,895
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angelo Joseph La Bruna III • Apartment Realty Group (ARG)
Mls Name: SDMLS
Mls ID: #250033581