12059 S Integrity LnKunaID83634
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 12059 S Integrity Ln, Kuna, ID, 83634 in Kuna offers a clean, manageable entry. Rental yield 6.92%. DSCR 1.28 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $125,984 in additional property value over five years, with $4,200/yr in principal equity building ownership stake. Total projected cumulative return: $172,394.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 5.8% |
| Monthly Cash Flow | $(506) | $285 |
City averages based on Kuna market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,628 |
| Total Monthly Debt Service | $2,442 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2023
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83634, Kuna, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,734 (100%) |
| Owner Occupied HU | 9,871 (84.1%) |
| Renter Occupied HU | 1,630 (13.9%) |
| Vacant Housing Units | 233 ( 2.0%) |
| Median Home Value | $510,018 |
| Average Home Value | $587,916 |
Housing Distribution
Address Breakdown
Residential
11,529
Single Family
11,529
Multi-Family
0
Businesses
435
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2023
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83634, Kuna, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,734 (100%) |
| Owner Occupied HU | 9,871 (84.1%) |
| Renter Occupied HU | 1,630 (13.9%) |
| Vacant Housing Units | 233 ( 2.0%) |
| Median Home Value | $510,018 |
| Average Home Value | $587,916 |
Housing Distribution
Address Breakdown
Residential
11,529
Single Family
11,529
Multi-Family
0
Businesses
435
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices