1205 Peach StMamouLA70554
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1205 Peach St, Mamou, LA, 70554 in Mamou is narrow, $165/mo net on $815/mo rent after the $498/mo debt service, but the property operates at break-even-plus, not a loss. At $105,000 with a 9.31% yield, the long-run equity case via 5% appreciation ($29,010 over five years) and $880/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.64 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $48,453.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 9.0% |
| Monthly Cash Flow | $165 | $300 |
City averages based on Mamou market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $815 |
| Total Monthly Debt Service | $634 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70554, Mamou, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,896 (100%) |
| Owner Occupied HU | 1,532 (52.9%) |
| Renter Occupied HU | 1,019 (35.2%) |
| Vacant Housing Units | 345 (11.9%) |
| Median Home Value | $120,742 |
| Average Home Value | $163,029 |
Housing Distribution
Address Breakdown
Residential
2,472
Single Family
2,410
Multi-Family
62
Businesses
184
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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